Prithvi Pandey (Shradha Naik)

01st July 2017 A day to remember for every Indian and I as a women enterprenuer took this golden opportunity to fulfill the vision of our revolutionary Prime Minister Shri Narendra Modiji who implemented new Tax Regime in our country which was ultimately going to benefit all the businesses within the nation.

To introduce myself I am Miss Pruthvi Ulhas Pandey(Mrs Shradha Nikhil Naik) , I conferred my Masters in Finance from NIT Delhi University. Post that I immediately got selected through campus interview for the Officer post in one of the reputed and third largest private sector bank in the country. I worked for almost three years and with requisite skills and sufficient experience in customer service, operational management and sales I decided to take up new challenges in life. Thats where I thought of having my own financial advisory firm. My journey as an enterprenuer started relatively at an young age infact the day when GST was implemented. Since I was having Masters degree in Finance it helped me to enroll for Specialised Certification Course in GST and glad to share that I managed to clear the exam with 85% in first attempt and that made me certified GST PRACTITIONER AND AUDITOR for India, GST was completely a new chapter and the concept for all the CA's , Tax Consultant and the Business lobby so was for me. But I took this as a challenge and opportunity to learn and put in all my efforts to understand the concept and get compiled with new processes. I attended various professional training programme and took help of some of the senior officials at VAT and Central Excise Dept (then) which I was majorly benefited. Trust me it was not easy and till date people are finding it difficult to cope-up with new amendments and changes that are taking place regarding Goods and Services Tax regime on daily basis.

My father Late. Shri Ulhas Bhagwan Pandey was (Supritendent at Central Excise and Narcotics Department) with his goodwill I managed to built repo with some of the top officials in the department to get equipped with the necessary knowledge. When you are building a startup you better have a passion for it, because this is hard work. I always believed in self financing the projects rather than borrowings wherin we know that whatever revenue we generate we have to reinvest in the business to expand and grow. Give your total dedication and 100% commitment. I focus on the importance of forgoing a long-term relationship, whether with colleagues, partners, or customers which ultimately helps in prosperity of business in long run.

Being a woman in business doesn’t come without challenges. My mother is a role model for me because of whom I have learned the principles and ethics of life. She is an independent and a strong lady who dedicated her life in upliftment of her children single-handedly. She always taught me to be independent and confident . I lost my father in my teenage from then my mother was my mentor and my future moulder. I consider myself to be a blessed and grateful wife of Mr. Nikhil Naik who is my pillar of strength and always stood beside me positively in all our important decisions. I have reached to this level only because of his consistent support and trust in my abilities to do and achieve greater things in life. Today, one year down the line I have my own office and have created employment opportunities for people, SN & Co. GST SUVIDHA KENDRA first of its kind in south goa is specialised exclusively for GST related services at Virgincar Bhavan Comba Margao Goa. The moto behind having specialised centre for GST services is to help businessmen, small traders and vendors to understand and make their life easier to get used to GST registrations and filing. Although my office is located in South Goa my client base is across the country and that is only because of the end to end services that we provide at SN & Co.Apart from GST Services we provide support and backing to all the new entrepreneurs to set up their own businesses and also help individuals to meet their financial goals through various investment options such as Mutual Funds, Life Insurance , General Insurance , Etc. I am also planning to expand my business in social media and networking in near future.

Entrepreneurship skills can be learned and that's exactly what I have done. You don't have to be born with it but you do need to have passion, devotion, conviction and sheer will and drive to make it happen. Last but not the least I would like to tell all the women in the country that there are ample of opportunities created by Govt. of India to promote women enterprenurs and women empowerment. You have to take opportunities and create a new path fit for you.So step out and grab the opportunity so that we as a women are independent in life who will inturn help our nation to grow as a whole. Email: website:

Ms. Pruthvi Ulhas Pandey (Mrs.Shradha Nikhil Naik) Promoter and CEO - SN & Co, Goa